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In anticipation of settlement your solicitor will issue you with a State of Settlement. Cleared funds will need to be in the hands of your solicitor in advance of settlement - both from you and from the mortgage company as appropriate. This will include the purchase price, stamp duty and registration fees due on the title.

Between the conclusion of the contract and the settlement date your solicitor will complete all necessary conveyancing formalities - including liasing with the mortgage provider.

On the entry date, the buyer sends a cheque in exchange for the deeds to the property, the disposition and the keys.

You can now collect the keys and are free to move in.

Step 12
» Moving in to your new home