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There are so many different mortgages around that it's difficult to know which to choose, particularly if this is your first mortgage. It is good to have a basic understanding of the types and repayment options available to you.

TYPES OF MORTGAGES

Variable rate
Fixed rate
Capped rate
Discounted rate
Tracker rate
Cashback
Flexible
Self-certified

REPAYMENT METHODS

Repayment mortgage
Interest-only mortgage
Investment backed mortgage
For more information on mortgages, take a look at our Financial Services section.

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